Welcome to the beginning of your fresh start!

Charles Lilley has helped relieve hundreds of debtors from financial stress. He has more than 25 years experience in consumer bankruptcies. Attorney Karen Cody-Hopkins has also become familiar with the new law.

Charles Lilley & Associates P.C. is committed to helping you plan for bankruptcy, protect your assets and achieve a fresh start.

Filing Bankruptcy Under the New “Bankruptcy Abuse Prevention and Consumer Protection Act of 2005”

First, read this for a general explanation of Bankruptcy. As of  October 17,  2005, sweeping  changes were enacted to the bankruptcy laws of the United States. Contrary to the title, this new law does nothing in the way of  “consumer protection.” Any improvements in “abuse prevention” will be minimal. Safeguards to prevent abuse were already adequate under the old law.

Essentially, lobbyists for the banks, credit card companies and automotive lenders have persuaded Congress to make it more difficult and burdensome to obtain a “fresh start” through bankruptcy, especially on your own, or using a document preparation service.

What does the new law require?

The new law imposes many new time-consuming requirements upon both debtors and their attorneys to document the debtors’ financial condition, and mandates extra procedures, such as counseling and classes. To learn about these in more detail, go here.

Charles Lilley, Karen Cody-Hopkins, attorney, left, and Holly Wilcox, attorney, will help you get your fresh start.

To make an appointment with Charles Lilley & Associates P.C. call us
at 303-293-9800.

The firm is conveniently located downtown on the 16th Street Mall at Stout Street, three blocks from the Bankruptcy Court. Click here for a map.

Under the new law, Attorneys may not give any  debt relief advice over the phone to anyone without first providing certain written disclosures. If you would like to receive those disclosures, call 303-293-9800 or e-mail us here. If we e-mail the disclosures, you will be required to send us a receipt before we can answer questions over the phone.

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We can help you file for bankruptcy under the Bankruptcy Code. All Rights Reserved.

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